On target of conduct financial transactions, want to increase the child to teach the budget of the defray such as gold on one hand, want to consider to enhance the security of capital on the other hand, avoid the financial crisis that occurrence investment failure causes. Contrast so the circumstance of bound of 2 the world, also want to adjust investment scale.
Investment conduct financial transactions sets a proposal
Investment scale, high risk occupies 20%-30% , fixed income is occupied 50% , protect this occupying 10% , insurance occupies 10-20% .
High venture capital investment includes the investment of the respect such as stock, futures, foreign currency, estate.
Fixed income includes the investment of the respect such as bank deposit, fund, bond.
Protect this including current deposit, cash.
Give priority to body in order to secure earnings investment, reduce high venture capital investment, raise risk to spend, it is the characteristic that this period conduct financial transactions plans. Notable is, the child is born bring a lot of pay, if daily consumption does not have a plan, classics regular meeting creates waste, make economic atmosphere embarrassed. Suggest to parental friend is at the beginning of everybody so, want special attention to control consumption, this beautiful money cannot be saved, the money that ought not to spend is not beautiful. (teaching investment of course is the investment with top return rate absolutely, cannot use digital estimation, I lift both hands to hold with big money is spent in this respect)
Insurance plans to suggest: Cast to the child protect -- " educational gold is safe "
To both sides of husband and wife, safeguard limits and 2 people universal time are about the same, just increased an important member because of the family, so of course number should increase.
(attention: If parents did not play insurance of social medical treatment, the proposal increases major disease to be sure to keep the specified number again on these foundations. )